:root{--bg: #041220;--panel: #072338;--panel-2: #0a3048;--text: #f4f9fc;--muted: #9ec5d8;--line: rgba(255, 255, 255, .12);--accent: #00aeef;--accent-2: #8ed1fc;--accent-deep: #076789;--gold: #00aeef;--gold-2: #8ed1fc;--blue: #0693e3;--green: #7bdcb5;--danger: #ff7a7a;--shadow: 0 24px 80px rgba(0, 0, 0, .42);--page-pad: clamp(1rem, 4vw, 5rem);--section-pad: 3rem;--touch: 44px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;font-size:16px;-webkit-text-size-adjust:100%}body{margin:0;background:radial-gradient(circle at top left,rgba(0,174,239,.18),transparent 34rem),linear-gradient(180deg,#041220,#072338 48%,#041220);color:var(--text);padding-bottom:calc(5.5rem + env(safe-area-inset-bottom));line-height:1.5}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:.75rem;padding:.75rem 1rem;padding-top:max(.75rem,env(safe-area-inset-top));background:#041220eb;backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.site-header nav{display:none}.header-cta{display:none}.brand{display:flex;align-items:center;gap:.65rem;min-width:0}.brand-logo{height:34px;width:auto;object-fit:contain;flex-shrink:0}.brand-agents{display:flex;align-items:center;gap:.65rem;min-width:0}.brand-headshots{display:none}.brand-text{min-width:0}.brand-text strong{display:block;font-size:.88rem;line-height:1.15}.brand small{display:block;color:var(--muted);font-size:.66rem;margin-top:.12rem;line-height:1.2}.header-cta,.button{border:1px solid var(--line);border-radius:999px;padding:.85rem 1.15rem;min-height:var(--touch);font-weight:800;font-size:1rem;display:inline-flex;align-items:center;justify-content:center;gap:.4rem;-webkit-tap-highlight-color:transparent}.header-cta{background:#ffffff12}.button.primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#041220;border:0;box-shadow:0 18px 48px #00aeef47}.button.secondary{background:#ffffff14}.button.ghost{width:100%;background:#ffffff12}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:16px;background:#ffffff14;color:var(--text);padding:.9rem .95rem;min-height:var(--touch);font:inherit;font-size:1rem;outline:none}textarea{min-height:120px;resize:vertical}select option{background:#072338}label{display:grid;gap:.45rem;color:#dfecef;font-weight:700;font-size:.9rem}main{overflow:hidden}.section{padding:var(--section-pad) var(--page-pad)}.eyebrow{text-transform:uppercase;letter-spacing:.18em;color:var(--gold-2);font-size:.74rem;font-weight:900}.hero h1,.section h2{font-size:clamp(2.35rem,9vw,6.8rem);line-height:.95;letter-spacing:-.07em;margin:.7rem 0 1rem}.section h2{font-size:clamp(1.85rem,7vw,4.9rem)}.hero-text,.section-copy p,.contact-section p,.value-card p,.mini-tool p{color:var(--muted);font-size:1rem;line-height:1.7;max-width:58ch}.hero{display:grid;grid-template-columns:1fr;gap:2rem;align-items:center;padding:2.5rem var(--page-pad) var(--section-pad)}.hero-actions{display:flex;flex-direction:column;gap:.75rem;margin:1.75rem 0}.hero-actions .button{width:100%}.trust-strip{display:flex;flex-wrap:wrap;gap:.55rem;margin-top:1.5rem}.trust-strip span{padding:.55rem .8rem;border:1px solid var(--line);border-radius:999px;color:var(--muted);background:#ffffff0a;font-size:.88rem}.hero-card{position:relative}.photo-frame{min-height:360px;border-radius:28px;overflow:hidden;border:1px solid var(--line);background:linear-gradient(145deg,#0a3048,#072338);box-shadow:var(--shadow);position:relative}.photo-frame img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.floating-stat{position:relative;left:auto;bottom:auto;margin-top:1rem;padding:1rem 1.2rem;border-radius:22px;background:#ffffffe6;color:#072338;box-shadow:0 20px 60px #00000059;width:fit-content}.floating-stat span{display:block;color:#51616d;font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;font-weight:900}.split,.two-column,.contact-section,.tools-section,.team-section,.areas-section,.faq-section{display:grid;grid-template-columns:1fr;gap:1.75rem;align-items:start}.calculator{display:grid;grid-template-columns:1fr;gap:1rem}.calc-inputs,.mini-grid,.form-grid{display:grid;grid-template-columns:1fr;gap:.9rem}.intent-grid{display:grid;grid-template-columns:1fr;gap:.75rem}.steps{margin-top:2rem;display:grid;grid-template-columns:1fr;gap:1rem;text-align:left}.cards{display:grid;gap:1rem}.cards article,.value-card,.mini-tool,.lead-card,.tool-panel,.steps article{border:1px solid var(--line);background:#ffffff0e;border-radius:24px;padding:1.25rem;box-shadow:0 20px 70px #00000029}.cards.dark article{background:linear-gradient(145deg,#0a3048,#072338)}.cards b,.value-card h3,.mini-tool h3{font-size:1.2rem}.cards p,.steps p{color:var(--muted);line-height:1.6}.calc-results{border-radius:26px;padding:1.5rem;background:linear-gradient(160deg,#0a3048,#041220);border:1px solid var(--line);display:flex;flex-direction:column;justify-content:space-between;gap:1rem;min-height:320px}.calc-results>span,.big-number span{color:var(--muted);text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;font-weight:900}.calc-results strong,.big-number strong{font-size:clamp(2rem,8vw,3.7rem);letter-spacing:-.06em;color:var(--gold-2)}.breakdown{display:grid;gap:.4rem}.breakdown p{display:flex;justify-content:space-between;gap:1rem;border-bottom:1px solid var(--line);padding-bottom:.45rem;margin:.1rem 0;color:var(--muted)}.breakdown b{color:var(--text)}.mini-tool,.value-card{min-height:100%}.big-number{margin-top:1rem;padding:1rem;border-radius:22px;background:#00aeef1a;border:1px solid rgba(0,174,239,.28)}.process{text-align:center}.process h2{margin-inline:auto;max-width:900px}.steps span{display:inline-flex;width:var(--touch);height:var(--touch);align-items:center;justify-content:center;border-radius:14px;background:#00aeef24;color:var(--gold-2);font-weight:900;margin-bottom:1rem}.lead-card{background:linear-gradient(160deg,#072348f5,#041220f5);box-shadow:var(--shadow)}.lead-card.compact{box-shadow:none}.form-heading h3{font-size:clamp(1.5rem,5vw,2rem);line-height:1.1;margin:.4rem 0}.form-heading p,.form-status{color:var(--muted);line-height:1.6}.lead-card .button{width:100%;margin-top:.5rem}.contact-details{margin-top:1.5rem;padding:1rem;border-left:3px solid var(--gold);background:#ffffff0a;border-radius:0 18px 18px 0}.contact-details p{margin:.3rem 0}.contact-details a,.footer a{color:var(--accent-2)}.contact-details a:hover,.footer a:hover{color:var(--accent)}.team-intro .team-broker-logo{margin-top:1.5rem;height:56px;width:auto;opacity:.95}.team-grid{display:grid;gap:1rem}.agent-card{display:grid;grid-template-columns:1fr;gap:1rem;align-items:start;border:1px solid var(--line);background:#ffffff0e;border-radius:24px;padding:1.2rem;box-shadow:0 20px 70px #00000029}.agent-photo{border-radius:22px;overflow:hidden;border:1px solid var(--line);aspect-ratio:4 / 5;max-width:220px;background:#072338}.agent-photo img{width:100%;height:100%;object-fit:cover}.agent-copy h3{font-size:1.6rem;line-height:1;margin:.35rem 0 .5rem}.agent-role{color:var(--accent-2);font-weight:800;font-size:.92rem;margin:0 0 .75rem}.agent-copy p{color:var(--muted);line-height:1.65;margin:0}.hero-aside,.section-next,.card-aside,.form-alt,.contact-aside,.team-reach,.faq-next{color:var(--muted);font-size:.98rem;line-height:1.65;margin-top:1rem}.hero-aside a,.section-next a,.card-aside a,.form-alt a,.contact-aside a,.team-reach a,.faq-next a{color:var(--accent-2);font-weight:700}.hero-aside a:hover,.section-next a:hover,.card-aside a:hover,.form-alt a:hover,.team-reach a:hover,.faq-next a:hover{color:var(--accent)}.card-link{display:inline-block;margin-top:.85rem;padding:.35rem 0;min-height:var(--touch);line-height:1.4;color:var(--accent-2);font-weight:800;font-size:.88rem}.card-link:hover{color:var(--accent)}.intent-section{padding:0 var(--page-pad) 1rem}.intent-heading{color:var(--muted);font-size:.92rem;font-weight:700;margin:0 0 .85rem}.intent-card{display:grid;gap:.35rem;padding:1rem 1.05rem;min-height:var(--touch);border:1px solid var(--line);border-radius:22px;background:#ffffff0a;transition:border-color .2s,background .2s}.intent-card:active{background:#00aeef14;border-color:#00aeef59}.intent-card b{font-size:1rem;line-height:1.2}.intent-card span{color:var(--muted);font-size:.84rem;line-height:1.45}.area-list{display:flex;flex-wrap:wrap;gap:.55rem;list-style:none;margin:0;padding:0}.area-list li{padding:.55rem .85rem;border:1px solid var(--line);border-radius:999px;color:var(--muted);background:#ffffff0a;font-size:.9rem}.faq-list{display:grid;gap:.65rem}.faq-item{border:1px solid var(--line);border-radius:20px;background:#ffffff0a;overflow:hidden}.faq-item summary{cursor:pointer;list-style:none;padding:1rem 1.1rem;min-height:var(--touch);font-weight:800;line-height:1.4}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";float:right;color:var(--accent-2);font-size:1.2rem;line-height:1}.faq-item[open] summary{border-bottom:1px solid var(--line)}.faq-item[open] summary:after{content:"−"}.faq-item p{margin:0;padding:0 1.1rem 1rem;color:var(--muted);line-height:1.65}.process-next{display:flex;flex-direction:column;align-items:stretch;gap:.75rem;margin-top:2rem}.process-next .button{width:100%}.process-next span{color:var(--muted);font-size:.9rem;text-align:center}.mobile-lead-bar{display:grid;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:.65rem .85rem calc(.65rem + env(safe-area-inset-bottom));background:#041220f0;border-top:1px solid var(--line);backdrop-filter:blur(14px);grid-template-columns:1fr 1.4fr;gap:.55rem}.mobile-lead-bar a{display:flex;align-items:center;justify-content:center;min-height:var(--touch);border-radius:999px;border:1px solid var(--line);font-weight:800;font-size:1rem}.mobile-lead-primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#041220;border:0}footer{padding:2rem var(--page-pad);padding-bottom:calc(2rem + env(safe-area-inset-bottom));border-top:1px solid var(--line);color:var(--muted);display:grid;gap:1.25rem}.footer-brand{display:grid;gap:.85rem}.footer-brand img{height:48px;width:auto;object-fit:contain;opacity:.95}.fine-print{font-size:.82rem;line-height:1.5}@media(min-width:621px){body{padding-bottom:calc(5.5rem + env(safe-area-inset-bottom))}.header-cta{display:inline-flex}.brand-headshots{display:flex;align-items:center;flex-shrink:0}.brand-headshots img{width:36px;height:36px;border-radius:999px;object-fit:cover;border:2px solid rgba(0,174,239,.45);margin-left:-10px;background:#072338}.brand-headshots img:first-child{margin-left:0;z-index:2}.brand-text strong{font-size:.98rem}.brand small{font-size:.72rem}.hero-actions{flex-direction:row;flex-wrap:wrap}.hero-actions .button{width:auto}.calc-inputs,.mini-grid,.form-grid,.intent-grid,.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.process-next{flex-direction:row;flex-wrap:wrap;justify-content:center;align-items:center}.process-next .button{width:auto}.photo-frame{min-height:440px;border-radius:36px}.section{padding-block:clamp(3.5rem,7vw,6rem)}}@media(min-width:981px){body{padding-bottom:0}.site-header{padding:.85rem var(--page-pad)}.site-header nav{display:flex;gap:1.2rem;color:var(--muted);font-size:.94rem}.site-header nav a:hover{color:var(--text)}.brand-logo{height:42px}.hero{grid-template-columns:minmax(0,1.02fr) minmax(320px,.78fr);gap:clamp(2rem,6vw,6rem);min-height:calc(100vh - 78px);padding:clamp(3rem,8vw,7rem) var(--page-pad)}.photo-frame{min-height:620px;border-radius:42px}.floating-stat{position:absolute;left:-1rem;bottom:2rem;margin-top:0}.split,.two-column,.contact-section{grid-template-columns:1fr 1fr;gap:clamp(1.5rem,5vw,5rem);align-items:center}.tools-section{grid-template-columns:.58fr 1.2fr;gap:2rem}.team-section{grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);gap:clamp(1.5rem,5vw,4rem)}.areas-section,.faq-section{grid-template-columns:1fr 1fr;gap:clamp(1.5rem,5vw,4rem)}.calculator{grid-template-columns:1fr 360px}.steps,.intent-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.intent-card:hover{border-color:#00aeef59;background:#00aeef14;transform:translateY(-2px)}.agent-card{grid-template-columns:132px 1fr}.agent-photo{max-width:none}.team-intro .team-broker-logo{height:72px}.mobile-lead-bar{display:none}footer{display:flex;justify-content:space-between;align-items:flex-start;gap:2rem;flex-wrap:wrap}.footer-brand img{height:52px}.hero-text,.section-copy p,.contact-section p,.value-card p,.mini-tool p{font-size:1.08rem}}@media(hover:hover)and (min-width:981px){.intent-card{transition:border-color .2s,background .2s,transform .2s}}.guidance-section{display:grid;grid-template-columns:1fr;gap:1rem}.guidance-card{border:1px solid var(--line);border-radius:28px;padding:clamp(1.25rem,4vw,2rem);background:linear-gradient(145deg,#ffffff12,#ffffff09);box-shadow:0 20px 70px #00000029}.guidance-card.alt{background:linear-gradient(145deg,#00aeef24,#ffffff0b)}.guidance-card h3,.match-result strong,.lead-review strong{display:block;margin:.45rem 0 .55rem;font-size:clamp(1.35rem,4vw,2.1rem);line-height:1.05;letter-spacing:-.04em}.guidance-card p,.match-result span,.lead-review p,.lead-review span{color:var(--muted);line-height:1.65}.choice-grid{display:flex;flex-wrap:wrap;gap:.55rem;margin:1rem 0}.choice-pill{min-height:var(--touch);border:1px solid var(--line);border-radius:999px;padding:.65rem .9rem;background:#ffffff0f;color:var(--text);font:inherit;font-weight:800;cursor:pointer}.choice-pill.active{border-color:#00aeef8c;background:#00aeef2e;color:var(--accent-2)}.match-result,.lead-review{margin:1rem 0;padding:1rem;border:1px solid rgba(0,174,239,.28);border-radius:22px;background:#00aeef1a}.match-result strong{color:var(--accent-2);font-size:clamp(1.15rem,3vw,1.65rem)}.lead-review strong{color:var(--accent-2);font-size:clamp(1.05rem,3vw,1.4rem)}.matcher-tool .button,.mini-tool .button{margin-top:1rem;width:100%}.share-section{margin:1rem var(--page-pad) 0;padding:1rem;border:1px solid var(--line);border-radius:26px;background:#ffffff0b;display:grid;grid-template-columns:1fr;gap:1rem;align-items:center}.share-section h3{margin:.35rem 0 .25rem;font-size:clamp(1.25rem,4vw,1.85rem);line-height:1.05;letter-spacing:-.04em}.share-section p{margin:0;color:var(--muted)}.share-actions{display:flex;flex-wrap:wrap;gap:.55rem}.share-button{min-height:var(--touch);border:1px solid var(--line);border-radius:999px;padding:.7rem .95rem;background:#ffffff12;color:var(--text);font:inherit;font-weight:800;cursor:pointer}.share-button:hover{border-color:#00aeef73;color:var(--accent-2)}.header-actions{display:flex;align-items:center;gap:.6rem}.social-icon{width:var(--touch);height:var(--touch);display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;border:1px solid var(--line);border-radius:999px;background:#ffffff12;color:var(--accent-2)}.social-icon svg{width:22px;height:22px;fill:currentColor}.footer-social{color:var(--accent-2);font-weight:800}.success-modal{position:fixed;inset:0;z-index:80;display:grid;place-items:center;padding:1rem}.success-modal-backdrop{position:absolute;inset:0;background:#041220c7;backdrop-filter:blur(10px)}.success-modal-card{position:relative;width:min(100%,560px);border:1px solid rgba(142,209,252,.3);border-radius:30px;padding:clamp(1.35rem,5vw,2.25rem);background:linear-gradient(160deg,#072338fa,#041220fa);box-shadow:0 30px 100px #00000080}.success-modal-card h3{margin:.5rem 0 .75rem;font-size:clamp(1.75rem,6vw,2.7rem);line-height:1;letter-spacing:-.055em}.success-modal-card p{color:var(--muted);line-height:1.7;margin:0 0 1.25rem}.success-modal-close{position:absolute;top:.85rem;right:.85rem;width:var(--touch);height:var(--touch);border:1px solid var(--line);border-radius:999px;background:#ffffff14;color:var(--text);font-size:1.55rem;line-height:1;cursor:pointer}.success-actions{display:grid;grid-template-columns:1fr;gap:.75rem}.success-actions .button{width:100%}@media(min-width:621px){.success-actions{grid-template-columns:1fr 1fr}}@media(min-width:981px){.guidance-section{grid-template-columns:repeat(2,minmax(0,1fr))}.share-section{grid-template-columns:1fr auto;padding:1.25rem 1.5rem}}